Equifax FCRA proposed settlement: 2026 claim deadlines

Claims are due December 28, 2026. This update reflects information available when its sources were checked; follow the linked official source for current status before taking action.
Type
Class action settlement
Status
Open
Claim deadline
Sources checked

A proposed class action settlement concerns Equifax credit scores and attributes affected by a coding issue in spring 2022 and reported to third parties. The U.S. District Court for the Northern District of Georgia has preliminarily approved the settlement and ordered notice; final approval has not yet been decided.

Dates listed by the settlement administrator

  • Submit a claim online or by mail: December 28, 2026.
  • Opt out or object: November 27, 2026.
  • Final approval hearing: January 22, 2027.

The administrator says a timely claim is required to receive a payment if the settlement becomes final. Filing a claim, opting out, objecting, and doing nothing have different legal consequences. The court-authorized settlement FAQ and notice explain the class definition, eligibility, required documentation, and each choice. Read those materials before submitting information. Claims Match cannot determine whether you are a class member or file a claim for you.