:root{--navy:#0b2345;--ink:#091d3c;--blue:#0751c4;--yellow:#ffdb00;--muted:#526078;--line:#d8dee7}*{box-sizing:border-box}html{scroll-behavior:smooth}body{color:var(--ink);-webkit-font-smoothing:antialiased;background:#fff;margin:0;font-family:Arial,Helvetica,sans-serif}button,input,textarea{font:inherit}a{color:inherit;text-decoration:none}a:hover{text-decoration:underline}img{max-width:100%}.shell{width:min(1320px,100% - 128px);margin-inline:auto}.sr-only{clip:rect(0,0,0,0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.skip-link{z-index:20;background:var(--yellow);color:var(--ink);padding:10px 16px;position:absolute;top:-80px;left:18px}.skip-link:focus{top:12px}:focus-visible{outline:3px solid var(--yellow);outline-offset:3px}.site-header{background:var(--navy);color:#fff;height:92px}.header-inner{justify-content:space-between;align-items:center;gap:32px;height:100%;display:flex}.brand{flex:none;line-height:0;display:block}.brand img{width:300px;height:auto;display:block}.desktop-nav{align-items:center;gap:32px;margin-left:auto;display:flex}.desktop-nav a{white-space:nowrap;text-underline-offset:9px;font-size:17px;font-weight:700}.desktop-nav a:hover{color:var(--yellow)}.header-search{justify-content:center;align-items:center;width:42px;height:42px;margin-left:32px;display:flex}.header-search svg{width:24px;height:24px}.mobile-nav{display:none}.home-hero{background:#fff;min-height:680px;position:relative;overflow:hidden}.home-hero:before{content:"";background:url(/uploads/2018/03/jomar-271602-unsplash.png) 0 0/cover no-repeat;position:absolute;inset:0 -40% 0 40%}.home-hero:after{content:"";background:linear-gradient(90deg,#fff 0%,#fffffff7 25%,#ffffffbf 44%,#fff0 69%);position:absolute;inset:0}.hero-inner{z-index:1;align-items:center;min-height:680px;display:flex;position:relative}.hero-copy{width:min(680px,57%);padding-block:88px 104px}.hero-copy h1{letter-spacing:-.05em;margin:0 0 24px;font-family:Georgia,Times New Roman,serif;font-size:clamp(52px,5.3vw,80px);font-weight:700;line-height:1.06}.hero-copy>p{color:#334158;max-width:625px;margin:0 0 38px;font-size:clamp(23px,2vw,29px);line-height:1.28}.newsletter-form{grid-template-columns:minmax(0,415px) 200px;gap:10px;display:grid;position:relative}.newsletter-form input[type=email]{min-width:0;height:67px;color:var(--ink);background:#fff;border:1px solid #b6c0cf;border-radius:4px;padding:0 24px;font-size:20px}.newsletter-form input::placeholder{color:#8994a4}.newsletter-form button,.primary-button{background:var(--yellow);min-height:67px;color:var(--ink);cursor:pointer;border:0;border-radius:4px;padding:0 24px;font-size:17px;font-weight:800}.newsletter-form button:hover,.primary-button:hover{background:#eaca00;text-decoration:none}.newsletter-form button:disabled,.primary-button:disabled{cursor:wait;opacity:.7}.hero-copy .hero-form-note{color:#526078;margin:12px 0 0;font-size:15px;line-height:1.4}.honeypot{opacity:0!important;width:1px!important;height:1px!important;position:absolute!important;left:-10000px!important}.form-message{min-height:20px;color:var(--ink);grid-column:1/-1;margin:0;font-size:14px}.form-message:empty{min-height:0}.form-message.error{color:#9d1b1b}.home-settlements{padding-block:70px 50px}h1,h2,h3{color:var(--ink)}.home-settlements h2,.page-title{letter-spacing:-.045em;margin:0 0 28px;font-family:Georgia,Times New Roman,serif;font-size:clamp(44px,4.5vw,64px);line-height:1.08}.entry-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:42px 24px;display:grid}.entry-card{min-width:0}.entry-image{aspect-ratio:1.78;background:#edf1f6;border-radius:4px;display:block;overflow:hidden}.entry-image img{object-fit:cover;width:100%;height:100%;transition:transform .2s;display:block}.entry-image.no-image{color:#ffdb00;background:linear-gradient(135deg,#0b2345,#174e85);align-items:flex-end;padding:24px;display:flex}.entry-image.no-image span{letter-spacing:.12em;font-size:17px;font-weight:800}.entry-card:hover .entry-image img{transform:scale(1.025)}.entry-card .entry-title{color:var(--blue);letter-spacing:-.025em;margin:14px 0 0;font-family:Georgia,Times New Roman,serif;font-size:clamp(21px,1.8vw,27px);line-height:1.16}.entry-date{color:var(--muted);margin:10px 0 0;font-size:14px}.archive-home{border-top:1px solid var(--line)}.entry-card .entry-title a:hover{color:#00368b}.text-action{color:var(--blue);text-underline-offset:5px;margin:40px auto 0;font-size:17px;font-weight:700;display:table}.text-action span{vertical-align:-1px;margin-left:6px;font-size:22px}.resource-strip{border-top:1px solid var(--line);grid-template-columns:1fr 1fr;gap:0;padding-block:28px 68px;display:grid}.resource-strip a{grid-template-columns:1fr auto;gap:8px 14px;padding:0 38px 0 0;display:grid}.resource-strip a+a{border-left:1px solid var(--line);padding:0 0 0 60px}.resource-strip strong{letter-spacing:-.03em;font-family:Georgia,Times New Roman,serif;font-size:31px}.resource-strip span{color:var(--muted);font-size:16px;line-height:1.45}.resource-strip b{color:var(--blue);grid-area:1/2/3;align-self:center;font-size:24px;font-weight:400}.site-footer{background:var(--navy);color:#fff}.footer-main{grid-template-columns:2fr 1fr 1fr 1fr;gap:54px;padding-block:64px 62px;display:grid}.footer-identity img{width:250px;height:auto;margin-bottom:20px;display:block}.footer-identity p{color:#cbd5e2;max-width:300px;margin:0 0 18px;line-height:1.5}.footer-identity>a:not(:first-child){color:#fff;margin-top:10px;display:block}.footer-links{flex-direction:column;gap:13px;display:flex}.footer-links h2{color:#fff;margin:4px 0 8px;font-size:17px}.footer-links a{color:#d4dce8;font-size:15px;line-height:1.35}.footer-bottom{color:#cbd5e2;border-top:1px solid #fff3;justify-content:space-between;align-items:center;gap:16px;padding-block:20px;font-size:13px;display:flex}.footer-bottom>div{gap:24px;display:flex}.page-shell{padding-block:68px 100px}.page-intro{max-width:850px;margin-bottom:36px}.page-intro p{color:var(--muted);margin:0;font-size:19px;line-height:1.5}.content-layout{grid-template-columns:minmax(0,1fr) 280px;align-items:start;gap:72px;display:grid}.prose{color:#28364f;overflow-wrap:anywhere;max-width:860px;font-size:18px;line-height:1.7}.prose h1,.prose h2,.prose h3,.prose h4{letter-spacing:-.025em;margin:1.25em 0 .4em;font-family:Georgia,Times New Roman,serif;line-height:1.2}.prose h1{font-size:42px}.prose h2{font-size:31px}.prose h3{font-size:25px}.prose h4{font-size:21px}.prose p{margin:0 0 1.15em}.prose ul,.prose ol{margin:0 0 1.2em;padding-left:1.4em}.prose li{margin:.35em 0}.prose a{color:var(--blue);text-underline-offset:3px;text-decoration:underline}.prose img{border-radius:3px;max-width:100%;height:auto}.prose blockquote{border-left:4px solid var(--yellow);margin:1.5em 0;padding-left:22px}.prose table{border-collapse:collapse;max-width:100%;display:block;overflow:auto}.prose td,.prose th{border:1px solid var(--line);padding:10px}.prose>:first-child{margin-top:0}.side-rail{border-left:1px solid var(--line);padding-left:32px}.side-rail h2{margin:0 0 22px;font-family:Georgia,Times New Roman,serif;font-size:28px}.side-rail a{border-top:1px solid var(--line);color:var(--blue);justify-content:space-between;gap:15px;padding:17px 0;font-size:17px;display:flex}.side-rail a:last-child{border-bottom:1px solid var(--line)}.article-meta{color:var(--muted);margin:-6px 0 30px;font-size:15px}.archive-notice{color:var(--ink);background:#fff9e8;border:1px solid #e7c95a;border-radius:4px;margin-bottom:34px;padding:22px 28px;font-size:16px;line-height:1.5}.breadcrumbs{color:var(--muted);flex-wrap:wrap;align-items:center;gap:10px;margin-bottom:26px;font-size:14px;display:flex}.breadcrumbs a{color:var(--blue)}.archive-list-intro{max-width:780px;color:var(--muted);margin:0 0 36px;font-size:18px;line-height:1.5}.archive-toolbar{justify-content:space-between;align-items:center;gap:12px;margin-bottom:32px;display:flex}.archive-toolbar form{width:min(100%,440px);display:flex}.archive-toolbar input,.search-form input{width:100%;min-width:0;height:48px;color:var(--ink);background:#fff;border:1px solid #b6c0cf;border-radius:4px 0 0 4px;padding:0 14px}.archive-toolbar button,.search-form button{background:var(--yellow);height:48px;color:var(--ink);cursor:pointer;border:0;border-radius:0 4px 4px 0;padding:0 20px;font-weight:700}.results-count{color:var(--muted);font-size:15px}.pagination{justify-content:center;align-items:center;gap:8px;margin:54px 0 0;display:flex}.pagination a,.pagination span{border:1px solid var(--line);min-width:40px;height:40px;color:var(--blue);border-radius:4px;justify-content:center;align-items:center;padding:0 10px;display:flex}.pagination .current{background:var(--navy);color:#fff;border-color:var(--navy)}.faq-list{border-top:1px solid var(--line);max-width:920px}.faq-list details{border-bottom:1px solid var(--line)}.faq-list summary{cursor:pointer;color:var(--ink);justify-content:space-between;gap:24px;padding:23px 0;font-family:Georgia,Times New Roman,serif;font-size:23px;line-height:1.25;list-style:none;display:flex}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:after{content:"+";color:var(--blue);font-family:Arial,sans-serif;font-size:28px;font-weight:400;line-height:1}.faq-list details[open] summary:after{content:"−"}.faq-list .prose{padding:0 36px 22px 0;font-size:17px}.search-form{max-width:720px;margin-bottom:34px;display:flex}.search-form input,.search-form button{height:60px;font-size:18px}.search-results{max-width:900px;margin:0;padding:0;list-style:none}.search-results li{border-bottom:1px solid var(--line);padding:22px 0}.search-results a{color:var(--blue);font-family:Georgia,Times New Roman,serif;font-size:24px}.search-results p{color:var(--muted);margin:8px 0 0;line-height:1.5}.contact-layout{grid-template-columns:minmax(0,1.4fr) minmax(260px,.6fr);gap:90px;display:grid}.contact-layout h2{margin:0 0 14px;font-family:Georgia,Times New Roman,serif;font-size:31px}.contact-layout p{color:#39465e;line-height:1.6}.contact-form{grid-template-columns:1fr 1fr;gap:20px;margin:30px 0;display:grid}.field{flex-direction:column;gap:8px;font-size:15px;font-weight:700;display:flex}.field.full{grid-column:1/-1}.field input,.field textarea{width:100%;color:var(--ink);background:#fff;border:1px solid #b6c0cf;border-radius:4px;padding:14px 15px;font-weight:400}.field textarea{resize:vertical;min-height:155px}.consent{grid-column:1/-1;align-items:flex-start;gap:10px;font-size:14px;line-height:1.45;display:flex}.consent input{margin-top:3px}.consent a{color:var(--blue);text-decoration:underline}.contact-form .primary-button{width:150px}.contact-form .form-message{grid-column:1/-1;align-self:center}.contact-info a{color:var(--blue);margin:15px 0;font-weight:700;display:block}@media (max-width:1100px){.shell{width:min(100% - 48px,1320px)}.brand img{width:245px}.desktop-nav{gap:24px}.header-search{margin-left:0}.hero-copy{width:62%}.home-hero,.hero-inner{min-height:620px}.hero-copy h1{font-size:58px}.hero-copy>p{font-size:24px}.newsletter-form{grid-template-columns:minmax(0,1fr) 165px}.entry-grid{gap:32px 20px}}@media (max-width:1020px){.desktop-nav,.header-search{display:none}.mobile-nav{margin-left:auto;display:block;position:relative}.mobile-nav summary{cursor:pointer;flex-direction:column;justify-content:center;gap:5px;width:38px;height:40px;list-style:none;display:flex}.mobile-nav summary::-webkit-details-marker{display:none}.mobile-nav summary span{background:#fff;width:26px;height:2px;display:block}.mobile-nav nav{z-index:10;background:var(--navy);flex-direction:column;width:min(290px,100vw - 40px);padding:8px 20px 18px;display:flex;position:absolute;top:46px;right:-20px;box-shadow:0 15px 30px #0003}.mobile-nav nav a{border-bottom:1px solid #ffffff25;padding:11px 0}}@media (max-width:900px){.entry-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.content-layout{grid-template-columns:1fr;gap:50px}.side-rail{border-left:0;border-top:1px solid var(--line);padding:28px 0 0}.footer-main{grid-template-columns:repeat(3,minmax(0,1fr))}.footer-identity{grid-column:1/-1}.contact-layout{gap:40px}}@media (max-width:640px){html{scroll-behavior:auto}.shell{width:calc(100% - 40px)}.site-header{height:64px}.brand img{width:206px}.desktop-nav,.header-search{display:none}.mobile-nav{margin-left:auto;display:block;position:relative}.mobile-nav summary{cursor:pointer;flex-direction:column;justify-content:center;gap:5px;width:38px;height:40px;list-style:none;display:flex}.mobile-nav summary::-webkit-details-marker{display:none}.mobile-nav summary span{background:#fff;width:26px;height:2px;display:block}.mobile-nav nav{z-index:10;background:var(--navy);flex-direction:column;width:min(290px,100vw - 40px);padding:8px 20px 18px;display:flex;position:absolute;top:46px;right:-20px;box-shadow:0 15px 30px #0003}.mobile-nav nav a{border-bottom:1px solid #ffffff25;padding:11px 0}.home-hero{min-height:auto}.home-hero:before{background-position:top;inset:0}.home-hero:after{background:#ffffffc7}.hero-inner{align-items:flex-start;min-height:620px}.hero-copy{width:100%;padding:60px 0 72px}.hero-copy h1{margin-bottom:25px;font-size:clamp(42px,10vw,56px);line-height:1.08}.hero-copy>p{margin-bottom:35px;font-size:clamp(21px,5.7vw,27px);line-height:1.35}.newsletter-form{grid-template-columns:1fr;gap:10px}.newsletter-form input[type=email],.newsletter-form button{height:58px;min-height:58px}.home-settlements{padding-block:50px 32px}.home-settlements h2,.page-title{margin-bottom:25px;font-size:43px}.entry-grid{grid-template-columns:1fr;gap:32px}.entry-card .entry-title{font-size:24px}.resource-strip{grid-template-columns:1fr;padding-block:18px 55px}.resource-strip a{padding:17px 0}.resource-strip a+a{border-left:0;border-top:1px solid var(--line);padding:20px 0 0}.resource-strip strong{font-size:28px}.footer-main{grid-template-columns:1fr 1fr;gap:40px 24px;padding-block:55px}.footer-identity{grid-column:1/-1}.footer-links:last-child{display:flex}.footer-bottom{display:block}.footer-bottom>div{flex-wrap:wrap;gap:12px 20px;margin-top:14px}.page-shell{padding-block:48px 75px}.page-intro p,.archive-list-intro{font-size:17px}.prose{font-size:17px;line-height:1.65}.prose h1{font-size:34px}.prose h2{font-size:28px}.prose h3{font-size:23px}.archive-toolbar{display:block}.archive-toolbar form{margin-bottom:12px}.faq-list summary{font-size:20px}.contact-layout,.contact-form{grid-template-columns:1fr}.field.full,.consent,.contact-form .form-message{grid-column:1}.archive-notice{padding:18px 20px}}@media (prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important;animation:none!important}}.claim-status{color:var(--muted);margin:10px 0 0;font-size:14px;font-weight:700;display:inline-block}.claim-status.open{color:#0a6b35}.claim-status.closed,.claim-status.unlisted{color:#7a5a00}.search-results .claim-status{margin:4px 0 0;display:block}.archive-notice.open{background:#eaf7ef;border-color:#8cc9a3}.fact-list{border:1px solid var(--line);border-radius:4px;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:16px 24px;max-width:860px;margin:0 0 34px;padding:20px 24px;display:grid}.fact-list div{min-width:0}.fact-list dt{color:var(--muted);letter-spacing:.06em;text-transform:uppercase;font-size:13px;font-weight:700}.fact-list dd{overflow-wrap:anywhere;margin:4px 0 0;font-size:17px}.fact-list dd.claim-status{margin-top:4px;font-size:17px}.fact-list a{color:var(--blue);text-underline-offset:3px;text-decoration:underline}.closed-action{border:1px solid var(--line);color:var(--muted);background:#f4f6f9;border-radius:4px;padding:6px 12px;font-weight:700;display:inline-block}.open-claims{margin-bottom:28px}.open-claims h2{letter-spacing:-.025em;margin:0 0 24px;font-family:Georgia,Times New Roman,serif;font-size:34px}.open-claims .entry-grid+h2{border-top:1px solid var(--line);margin-top:56px;padding-top:40px}.claim-status.closing{color:#a3410b}.guide-list{grid-template-columns:repeat(2,minmax(0,1fr));gap:0 48px;max-width:1100px;margin:0;padding:0;list-style:none;display:grid}.guide-list li{border-top:1px solid var(--line);padding:26px 0}.guide-list a{color:var(--blue);letter-spacing:-.02em;font-family:Georgia,Times New Roman,serif;font-size:27px}.guide-list p{color:var(--muted);margin:8px 0 0;font-size:16px;line-height:1.5}@media (max-width:640px){.guide-list{grid-template-columns:1fr}.guide-list a{font-size:23px}}.listing-footnote{margin-top:48px}.archive-list-intro a{color:var(--blue);text-underline-offset:3px;text-decoration:underline}.hero-form-note a{text-underline-offset:3px;text-decoration:underline}.turnstile{grid-column:1/-1}.turnstile:empty{display:none}.field-note{color:var(--muted);grid-column:1/-1;margin:-6px 0 0;font-size:14px;line-height:1.5}.field-note a{color:var(--blue);text-underline-offset:3px;text-decoration:underline}.footer-credit{color:#fff;text-underline-offset:3px;text-decoration:underline}
